How to Use DSCR Loans to Build a Real Estate Empire Without a W-2?
Traditional mortgages often require proof of stable W-2 income, which is a hurdle for many self-employed individuals, gig workers, and full-time real estate investors. But what if the lender didn’t care about your job—and only focused on how much your property earns? That’s where DSCR loans come in. DSCR loan in North Carolina, or Debt Service Coverage Ratio, loans allow lenders to evaluate a property based on its income potential rather than the borrower’s personal income.
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