The UAE’s Golden Visa has transformed how long-term residency works in the Emirates. Designed for investors, entrepreneurs, professionals, and top students, this visa grants 5 to 10 years of renewable residency without the need for a sponsor. But while the benefits are plenty, one essential requirement often overlooked is medical insurance for Golden Visa UAE.
In this blog, we’ll break down why medical insurance is a mandatory part of the Golden Visa application, what type of coverage is accepted, and how you can get the right plan that meets UAE standards all without hassle.
Why Is Medical Insurance Required for the Golden Visa?
The UAE government prioritizes the health and well-being of its residents. Therefore, medical insurance is a compulsory requirement for all Golden Visa applicants. Whether you're applying as a business owner, skilled professional, or student, you must show proof of valid health insurance to complete the visa process.
This ensures that:
You can access quality healthcare services in the UAE
The state healthcare system is not overburdened
Residents are financially protected in case of medical emergencies
Without valid health insurance, your Golden Visa application will not be approved.
Who Needs Medical Insurance?
Anyone applying for the UAE Golden Visa must submit proof of medical coverage, including:
Investors and real estate buyers
Entrepreneurs and company owners
Doctors, engineers, and specialists
Outstanding students and academic achievers
Researchers and innovators
Family members sponsored under the Golden Visa (spouse, children, parents)
Whether you're applying from within the UAE or abroad, having the right medical insurance plan is non-negotiable.
What Should the Insurance Policy Cover?
To qualify for the Golden Visa, your medical insurance plan must meet specific minimum coverage standards set by UAE authorities. These typically include:
Inpatient and outpatient treatment
Emergency medical care
Diagnostic services
Prescribed medications
Specialist consultations
Hospitalization and surgeries
COVID-19 coverage (if required at the time of application)
The policy should be valid for at least one year, and coverage must be in line with Dubai Health Authority (DHA) or Abu Dhabi Department of Health guidelines depending on where you apply.
Types of Medical Insurance Plans Available
Depending on your budget, visa type, and health needs, there are several types of medical insurance policies you can opt for:
1. Basic Health Plan
Minimum coverage as per UAE law
Ideal for young and healthy individuals
Affordable but limited in terms of benefits
2. Comprehensive Health Plan
Includes additional services like maternity, dental, optical, and specialist care
Recommended for families or older applicants
3. VIP/Executive Health Plan
Offers access to top hospitals, global coverage, and shorter waiting times
Suitable for high-net-worth individuals and business owners
Documents Required to Apply for Insurance
When applying for medical insurance for your Golden Visa, most providers will request the following:
Copy of your passport
Visa or Emirates ID (if applicable)
Medical history or declaration of pre-existing conditions
Personal contact details
Proof of UAE residency status (if already living in the country)
Once your policy is approved, you’ll receive a certificate of coverage, which must be attached to your visa application.
How Much Does Golden Visa Medical Insurance Cost?
Costs vary depending on:
Your age
Level of coverage
Whether the plan includes family members
Pre-existing health conditions
On average:
Basic plans start from AED 600–900 per year
Comprehensive plans range from AED 1,500–5,000
Premium packages can go up to AED 10,000+
Keep in mind: Cheapest isn’t always best. Choose a policy that offers real protection in case of a health emergency.
Where to Get Golden Visa Health Insurance in Dubai?
You can apply for health insurance through:
UAE-licensed insurance providers
Registered healthcare consultants
Or, the visa consultancy service you use for your Golden Visa
Working with a trusted expert like Top Visa Dubai ensures that your policy:
Meets all legal requirements
Is accepted by UAE immigration authorities
Matches your visa duration and coverage needs
Top Visa Dubai partners with top-tier insurance companies to provide you with tailored health insurance packages that fit your Golden Visa category and budget.
Why Choose Top Visa Dubai for Medical Insurance and Visa Support?
At Top Visa Dubai, we understand that applying for the Golden Visa can be overwhelming specially when it comes to legalities like insurance and documentation. Our team offers:
Free consultations
End-to-end visa and insurance assistance
Customized health plans from approved UAE providers
Affordable packages for individuals and families
Fast processing and guidance every step of the way
Final Thoughts: Health First for a Golden Future
The Golden Visa UAE opens doors to long-term stability, business growth, and academic excellence. But to enjoy all the privileges, your application must be complete and that includes having valid medical insurance.
Securing the right health plan is not just a legal formality. It’s a commitment to your well-being as you embark on a new chapter in one of the world’s most innovative and secure nations.
