As the world becomes increasingly global, more and more Indian entrepreneurs are setting up businesses in the United States. Whether you’re forming a U.S. LLC, launching a tech startup, or working as a freelancer billing American clients, there’s one thing you absolutely need to move forward — an EIN number in the USA.
If you're wondering what a US EIN number is, why it's important, and how to get one from India, you're in the right place. This beginner’s guide will walk you through everything you need to know, step by step. We'll also show you how USAIndiaCFO, a trusted cross-border consulting firm, can simplify the entire process for you.
What Is an EIN Number?
EIN stands for Employer Identification Number. It’s a unique 9-digit number issued by the Internal Revenue Service (IRS) to identify a business entity for tax purposes — much like a PAN card in India.
Even though it's called an "Employer" Identification Number, you don't actually need to have employees to get one. If you want to operate a business in the U.S., hire freelancers, open a U.S. bank account, or apply for payment processing services like Stripe or PayPal, you must get an EIN number.
Who Needs a US EIN Number?
Many international founders and freelancers are unsure whether they need an EIN. To keep it simple, you need an EIN if you’re:
Registering a U.S. LLC or C-Corporation
Opening a U.S. business bank account
Applying for Stripe, PayPal, or Amazon seller accounts
Hiring contractors or employees in the U.S.
Filing U.S. federal or state tax returns
Applying for a U.S. business credit card or loan
Even if you’re operating from India, having a US EIN number is essential for conducting business legally and smoothly in the United States.
Benefits of Having an EIN Number in the USA
Getting an EIN opens up several opportunities for Indian business owners. Let’s look at some of the main benefits:
1. Open a U.S. Bank Account
Most U.S. banks and fintech platforms (like Mercury and Relay) require an EIN to open a business account. This helps you receive payments in USD and pay vendors easily.
2. File Taxes and Stay Compliant
The IRS requires all businesses to file tax returns using an EIN. Without one, you can’t meet your annual U.S. tax obligations.
3. Register with Payment Gateways
Platforms like Stripe, PayPal, Amazon, and Shopify often ask for an EIN as proof of business legitimacy in the U.S.
4. Build U.S. Business Credit
An EIN helps you start establishing a credit profile for your business, which is helpful if you plan to raise funds or access U.S. loans in the future.
How to Get a US EIN Number from India
Now that you know why an EIN is so important, let’s look at how to get one from India — even if you don’t have a Social Security Number (SSN) or a U.S. address.
Step 1: Register Your U.S. Business
To apply for an EIN, you’ll need to form a legal U.S. business entity — usually a Limited Liability Company (LLC) or C-Corporation. Most Indian entrepreneurs choose Delaware, Wyoming, or Florida as the state of registration.
If you haven’t done this yet, USAIndiaCFO can help you form your U.S. company remotely, quickly, and affordably.
Step 2: Fill Out Form SS-4
The IRS requires you to submit Form SS-4 to request your EIN. This form includes details about your company, type of business, responsible party, and whether you plan to hire employees.
If you don’t have an SSN, you must submit the form by fax or mail — not online.
Step 3: Submit to the IRS
Once the form is complete, you’ll need to fax it to the IRS and wait for your EIN to be issued. This usually takes 2–4 weeks, though it can take longer during busy seasons.
Step 4: Receive Your EIN Confirmation
If your application is accepted, the IRS will send you a confirmation letter (CP 575) with your EIN. You can now use this number to open bank accounts, register on platforms, and file taxes.
Common Challenges Indian Founders Face
The process may sound simple on paper, but Indian entrepreneurs often hit several roadblocks:
No SSN or ITIN: This prevents online EIN applications.
Fax issues: Most people in India don’t have easy access to fax machines.
Application rejections: Small errors on Form SS-4 can delay your EIN by weeks.
IRS communication delays: Dealing with the IRS from overseas can be slow and frustrating.
Thankfully, you don’t have to do it alone. That’s where USAIndiaCFO comes in.
Why Choose USAIndiaCFO for Your EIN Application
USAIndiaCFO specializes in helping Indian entrepreneurs, freelancers, and business owners navigate U.S. business setup and compliance. Here’s how they make EIN acquisition simple:
✅ End-to-End EIN Filing
They prepare and file your SS-4 form correctly the first time, avoiding common mistakes that delay processing.
✅ No SSN? No Problem.
They have experience filing EIN applications for Indian citizens without U.S. Social Security Numbers.
✅ Fast Turnaround
With their expert handling and fax-based filing system, many clients receive their EINs within 2–3 weeks.
✅ US Company + EIN Combo
If you haven’t yet registered your U.S. business, USAIndiaCFO offers affordable bundles that include company formation, EIN, and even bank account setup.
✅ Post-EIN Support
They don’t just stop at the number — they help you use your EIN to open a bank account, register on Stripe or Amazon, and file U.S. taxes annually.
Frequently Asked Questions
Q: Can I apply for an EIN without visiting the U.S.?
Yes, you can apply from India with the right paperwork and process. No physical presence is required.
Q: What if I make a mistake on Form SS-4?
You may face delays or rejection. That’s why it’s best to work with experts like USAIndiaCFO.
Q: Is there a fee to apply for an EIN?
The IRS doesn’t charge a fee, but hiring a professional service like USAIndiaCFO ensures it’s done correctly and quickly.
Q: Do I need an EIN if I’m a freelancer working with U.S. clients?
If you're being paid as a business or need to register on platforms like Stripe or PayPal, then yes — an EIN is highly recommended.
Conclusion: Get Your EIN and Start Building in the U.S.
If you’re serious about growing your business in the U.S., getting an EIN number in the USA is a crucial first step. It unlocks banking, tax compliance, and professional legitimacy — even if you’re operating from India.
While the process may seem intimidating, expert help is just a click away. USAIndiaCFO has helped hundreds of Indian entrepreneurs get their US EIN number without stress, delays, or confusion.
