Taking care and ensuring your parent’s well-being is your responsibility. They spent their entire life taking care of you and it’s your turn. One effective way to do so is by investing in health insurance policy for family. Such medical insurance plans serve as a safety net and safeguard them against high medical expenses, which can create a significant financial burden if faced alone. One of the biggest advantages of medical insurance in India is preventive care benefits, which not only provide financial security but also support a healthy lifestyle. It is one of the benefits that attract people and convince them to buy health insurance policies.
Let’s understand what preventive care is and its significance for parents.
What is Preventive Care?
As the name suggests, preventive care refers to measures taken to prevent diseases or injuries rather than treating them after they occur. It includes services like screenings, immunisations, regular health check-ups, and lifestyle counselling. It helps in the early detection of diseases before they become worse. Preventive care is especially important as it focuses on avoiding the onset of chronic conditions that often become more challenging to manage with age.
For your parents, preventive care might include regular checkups and screenings and even vaccinations. These can help in the detection of diseases in the early stages thereby improving the chances of effective treatment and better quality of life.
What is the Significance of Preventive Care in Health Insurance for Parents?
A health insurance policy for family covers the entire family, including your parents, children, and spouse, under a single sum insured. Such medical insurance plans ensure that your parents have access to all the necessary care. Mentioned below are a few reasons that highlight why having medical insurance in India can benefit your parents in accessing preventive healthcare:
One of the primary benefits of having a health insurance policy for family is that it covers regular check-ups and screenings. As parents grow older, their demand for medical care tends to rise. Preventive services, including regular health assessments and screenings, provide them with access to quality healthcare while alleviating the financial strain of substantial medical expenses. Such benefits facilitate the early detection and management of health issues, such as diabetes or hypertension, before they escalate into more severe.
Immunisations are not just for children but also for adults, especially parents who may be more vulnerable to certain diseases as they age. A health insurance policy for family typically covers vaccinations such as the flu shot, shingles vaccine, and pneumonia vaccine, all of which are important in preventing illnesses that could lead to serious complications. Medical insurance in India serves as the safety net for parents and ensures they get their vaccinations on time.
Chronic conditions such as cardiovascular disease, arthritis, and osteoporosis frequently affect the elderly population. Implementing preventive strategies, including promoting a healthy lifestyle, conducting regular health assessments, and facilitating early diagnosis, can significantly aid in the prevention or management of these ailments. Insurance policies aim at reducing such chronic conditions and promoting a healthy lifestyle.
Did you know that some health insurance companies offer wellness programmes, counselling sessions, and incentives to encourage healthy habits such as exercise, balanced nutrition, and mental health support? Yes, you read that right. Preventive care plays a crucial role in fostering a healthy lifestyle. These programmes can assist your parents in maintaining their activity levels and fitness as they grow older, thereby contributing to their overall health and longevity.
Medical insurance in India typically includes access to a vast network of hospitals and healthcare facilities. This network ensures that your parents have access to high-quality healthcare providers who specialise in preventive care. When your parents preferred healthcare providers are included in the network, this would encourage them to stick to their routine.
Wrapping Up
Preventive care plays an essential role in ensuring that you and your loved ones remain healthy. It facilitates the early detection of diseases and ensures their treatment timely before they become worse. A health insurance policy for family includes preventive care and also supports your parents in maintaining their health without the financial burden of expensive treatments.
If you are looking for a reliable insurance provider for your parents, Niva Bupa is highly recommended. They offer extensive coverage, including hospitalisation expenses, daycare treatments, diagnostic tests, preventive care services, round-the-clock assistance, and more. Niva Bupa stands as one of the most reputable insurance providers in India, boasting a customer base exceeding one crore satisfied individuals.
Contact them today to book your plans.
