How to Buy Junk Silver Coins

What Are Junk Silver Coins?

Junk silver coins are U.S. coins minted before 1965 that contain 90% silver. Despite the name, these coins aren’t trash. The term “junk” simply means they have little to no collector or numismatic value—they're valued for their silver content. Common examples include dimes, quarters, and half dollars from 1964 and earlier. Popular coins include the Roosevelt dime, Mercury dime, Washington quarter, and Franklin half dollar. Their silver purity and recognizable nature make them a favorite among both new and seasoned silver investors.

Why Invest in Junk Silver?

Junk silver coins are a practical, low-premium way to invest in silver. They’re especially popular with investors looking for fractional silver pieces that can be easily traded or used in emergencies. Because they are government-issued and widely circulated, they offer authenticity and ease of verification. Many also enjoy junk silver as a hedge against inflation, economic uncertainty, or as a tangible addition to a diversified portfolio.

Where to Buy Junk Silver Coins

Buying junk silver is easy if you know where to look. Reputable online bullion dealers and local coin shops (LCS) are good starting points. You can also explore estate sales, auctions, and even private sellers, though you must exercise caution to avoid counterfeits or overpriced deals. Stick to dealers who disclose the silver content and weight clearly, and always check the current spot price of silver to avoid overpaying.

Tips for Buying Safely

1. Know the weight – $1 face value of junk silver contains roughly 0.715 troy ounces of pure silver.

2. Verify authenticity – Use a reputable dealer or test kits to ensure you’re getting real 90% silver.

3. Check premiums – Avoid paying high premiums; junk silver should be closer to spot than collectible coins.

4. Start small – If you're new to silver investing, start with small purchases to familiarize yourself with the market.

Final Thoughts

Junk silver coins are an excellent gateway into physical silver ownership. They combine historical interest with real monetary value, and their smaller denominations make them flexible for trading. Whether you're a prepper, investor, or collector, adding junk silver to your portfolio can be a smart, tangible move.