https://www.finznest.com/blog/....why-on-time-debt-pay

Why on-time debt payments may not boost your credit score - Finz Nest
www.finznest.com

Why on-time debt payments may not boost your credit score - Finz Nest

Americans have a near-record level of credit card debt — $1.18 trillion as of the first quarter of 2025, according to the Federal Reserve Bank of New York. The average credit card debt per borrower was $6,371 during that time, based on data from Tran